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Research Article Effort for Payment A Tale of Two Markets James Heyman1 and Dan Ariely2 1University of California, Berkeley, and 2Massachusetts Institute of Technology.

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Consumers are becoming increasingly focused on mobile, meaning that mobile bill payment has become a must-have service to meet competition and demand.

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Payment Method Design: Psychological and Economic Aspects of Payments Paper 196 Dan Ariely Jose Silva.

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All Research Papers. Today, the strategic value of billing and payments continues to grow as consumer technologies enable new presentment and payment options.Balance of Payments Committee Home Page Annual Reports Statistical Papers See Also: Balance of Payments Home Page Dissemination Standards Bulletin Board (DSBB).Forrester is predicting big growth for the mobile payments market in a new report out today, spanning 2013 to 2017.